AI voice calls: why you should not talk when answering unknown numbers
If an unknown number calls, you do not have to speak.
Let it go to voicemail. If you answer and the call feels strange, stay quiet, hang up, and call back through a number you already trust.
One "hello" does not magically create a perfect clone of your voice. That is not the point. The risk is that talking keeps you in the scammer's script. It confirms your number is active, gives them more context, and may move you toward a fake bank text, WhatsApp message, payment link, or one time code request.
What changes with AI voices
Voice used to feel like proof. It is not proof anymore.
A 2026 study on synthetic voices in vishing scenarios found that participants performed poorly at telling AI generated voices from human voices. In plain language: people were often wrong, and many synthetic clips were judged as human.
So do not make the test "does this sound like my kid, my boss, my bank, or my friend?"
Make the test: "Can I verify this through a channel I already trust?"
What talking gives the caller
Not every unknown call is an AI scam. Still, speaking gives a scammer chances to:
- Confirm your number is active.
- Learn your language and accent.
- Record useful audio.
- Keep you on the line.
- Find out names, travel plans, banks, or family details.
- Move you to SMS, WhatsApp, or email.
- Pressure you before you can check.
Silence is not rude when the call is suspicious. It is a filter.
Use the family callback rule
For any urgent call:
- Hang up.
- Call the person back from your saved contact.
- Ask a family verification question.
- If money is involved, call a second family member.
This works for:
- "Grandma, I'm in jail."
- "Mom, I had an accident."
- "This is your bank fraud department."
- "This is police."
- "This is your boss, transfer money."
What not to say
Avoid giving:
- Your full name.
- Your bank.
- Your address.
- Your date of birth.
- Names of family members.
- One time codes.
- "I'm alone."
- "My son is traveling."
You also do not need to say "yes" to prove you are listening. If the call is legitimate, they can leave a voicemail or you can call back through the official number.
A script that works
Say this once if you need to say anything:
"I do not handle urgent requests on unknown calls. I will call the official number."
Then hang up.
Read next
- /us/blog/how-to-protect-parents-from-scams/
- /us/blog/spear-phishing-when-scams-seem-way-too-real/
- /us/blog/online-banking-activity-alert-text-scam/
Sources
- FBI warning coverage on AI voice impersonation: https://www.axios.com/2025/05/15/artificial-intelligence-voice-scams-government-officials
- TIME coverage of FBI advice on AI vishing: https://time.com/7301176/impersonation-ai-voice-vishing-scam-rubio-wiles-trump-fbi-advice/
- AP on FCC action against AI generated robocalls: https://apnews.com/article/a8292b1371b3764916461f60660b93e6
- Synthetic voice vishing study: https://arxiv.org/abs/2602.20061
- International robocall research: https://arxiv.org/abs/2606.31790